ESO Fund
The Employee Stock Option (ESO) Fund provides non-recourse funding to help startup employees exercise their stock options and cover associated Alternative Minimum Tax (AMT), allowing them to retain upside potential without taking on personal financial risk.
The initial conversations were solid and their non recourse structure was exactly what I wanted.
They pulled the plug at the absolute last minute. Their underwriting team paused the deal over a sudden concern about company burn rate, even though the equity cushion was massive.
Do not rely on their timelines if you are facing a strict 90 day window. Their underwriting committee will back out at the 11th hour.
The directory gives you the market view. The full app models your specific grants, tracks 90-day windows, and when the offer network launches, delivers competing lender terms matched to your situation. Add your name to the demand signal.